My interests are banking, finance, economics and law. I tend to favour spontaneous order, both in markets for goods and services and in institutions, standards, rights and law. I believe in natural rights, natural justice and natural law, but not in an absolute sense, more like a generalisation and a developed order. I believe in harmony of interests through markets, spontaneous order, the gold standard and free banking. I aim for personal development through good character and setting a good example for my wife and children. I am a personal insurance financial adviser affiliated with Newpark Financial Services. I advise on personal and business insurance and risk management. I also advise on and set up NZ and offshore companies and trusts for business trading, investment management, estate planning, tax planning and asset protection. I also advise on migration and new citizenship options for Americans looking to get the IRS out of their lives and estates forever, and to avoid estate taxes entirely and income taxes on business and investment income to a significant extent.